Estate Preserver

Provide immediate liquidity so your executor can settle estate costs without forcing the sale of assets or placing strain on heirs.

• Lump-sum payout on death that covers executor fees, estate duty, capital gains tax, and final income tax, aligned to Discovery Life's estate planning calculators.
• Optional LifeTime Capital Disability and Severe Illness boosts that maintain liquidity if you are disabled or critically ill before death.
• Automatic inflation protection with opportunities to increase cover after major life events, helping the policy keep pace with wealth growth.
• Integration with your Discovery Life Plan, including premium discounts and Vitality-linked paybacks that reduce the long-term cost of estate liquidity.